Ultimate Relocation Checklist for Families Moving to Tennessee

Introduction – Why Families Are Moving to Tennessee

Tennessee has quickly become one of the most sought-after destinations for families relocating across the U.S. With its low cost of living, strong job market, and friendly communities, it’s easy to see why people are packing up and heading to the Volunteer State. From the vibrant music of Nashville, to the scenic views of Chattanooga, to the family-focused suburbs of Knoxville, Tennessee offers something for everyone.

Whether you’re moving for work, lifestyle, or a fresh start, having a clear relocation plan can make all the difference. This ultimate relocation checklist will guide your family step-by-step through everything you need to know to make your move smooth, organized, and stress-free.

Understanding Life in Tennessee – What to Expect

The Appeal of the Volunteer State

Tennessee offers the perfect blend of Southern hospitality, natural beauty, and urban opportunity. It’s known for its live music, rolling hills, and tax-friendly environment. Best of all, there’s no state income tax, meaning your family’s budget stretches further.

Popular Cities for Families

• Nashville – Dynamic job market, great schools, thriving entertainment scene.

• Knoxville – Affordable housing and strong sense of community.

• Chattanooga – Tech-forward city with scenic outdoor adventures.

• Franklin – Family-oriented suburb with excellent schools.

• Memphis – Rich in history, culture, and diverse neighborhoods.

Cost of Living and Family Budgets

Compared to many states, Tennessee’s cost of living is about 10–15% below the national average. Housing, utilities, and groceries tend to be cheaper, which makes it ideal for families seeking quality of life without high expenses.

Step 1: Research Your Ideal Tennessee City

Comparing Urban vs Suburban vs Rural Living

Tennessee offers three distinct lifestyles:

• Urban: Nashville, Knoxville, Memphis – energetic city life, career opportunities, and entertainment.

• Suburban: Franklin, Germantown, Mt. Juliet – quiet, family-friendly, great schools.

• Rural: Townsend, Cookeville, and Sevierville – peaceful living, affordable land, close-knit communities.

Top Family-Friendly Areas

• Williamson County (near Nashville) – Consistently ranked one of the best places to raise a family in the U.S.

• Farragut (Knoxville area) – Excellent schools and family-oriented amenities.

• Signal Mountain (Chattanooga area) – Beautiful homes and scenic mountain living.

Step 2: Budgeting and Financial Planning

Estimating Relocation Costs

Before you move, outline expenses such as:

• Moving truck or moving company fees

• Temporary housing or hotel stays

• Utility deposits

• School registration and childcare costs

• Vehicle registration and licensing

Creating a relocation budget spreadsheet can help prevent financial surprises during your move.

Understanding State Taxes and Cost Savings

One of the biggest perks of Tennessee living is no personal income tax. This alone can save families thousands annually. Property taxes are also relatively low, and overall affordability makes Tennessee a financially smart move.

Step 3: Finding a Home That Fits Your Family’s Needs

Working with Local Real Estate Agents

Local agents understand Tennessee’s unique market and can help you find the best neighborhood for your lifestyle and budget. Always check school zoning, commute times, and community amenities before deciding.

Renting vs Buying in Tennessee

If you’re new to the state, consider renting for the first 6–12 months while you explore. This gives your family time to find your ideal area before committing to a home purchase.  Another thing to consider is placing trust in the real estate professional to help you purchase a home for the lifestyle you want to have when arriving.

Step 4: Understanding Schools and Education Options

Public vs Private Schools

Tennessee’s education system includes a mix of top-rated public schools and private academies. Public schools are managed by county districts, with Williamson, Knox, and Hamilton Counties known for excellence.

Notable School Districts by Region

• Williamson County Schools (Franklin/Brentwood) – Highly rated, strong academic programs.

• Knox County Schools – Great suburban schools with strong parent involvement.

• Hamilton County Schools (Chattanooga area) – Improving rapidly with advanced STEM programs.

If you’re relocating with teens, Tennessee also offers excellent universities such as Vanderbilt University, University of Tennessee, and Belmont University.

Step 5: Planning the Move Logistics

Hiring a Moving Company

Request quotes from multiple movers, verify insurance coverage, and check online reviews. For long-distance moves, consider full-service relocation packages that include packing, transport, and unpacking.

Creating a Family Packing Schedule

Start 6–8 weeks before your move:

1. Declutter room by room.

2. Label boxes by room and contents.

3. Pack essentials separately for each family member.

4. Prepare an “arrival day box” with toiletries, snacks, and bedding.

Transferring Utilities and Mail

Contact utility providers two weeks before your move. Use USPS mail forwarding, and update your address with banks, schools, and subscriptions.  We offer a free Utility Concierge for our clients and you can access this same service HERE.

Step 6: Settling In and Getting Connected

Registering Your Vehicle and License

After moving, you’ll need to register your car and apply for a Tennessee driver’s license. Visit your local Department of Safety and Homeland Security office—proof of residency and insurance are required.

Setting Up Utilities and Internet

Major providers include Nashville Electric Service, EPB Chattanooga, and Knoxville Utilities Board. Many areas now offer fiber internet, great for families working or learning from home.

Joining Local Community Groups

Connect with neighbors through Nextdoor, Facebook Groups, and local chambers of commerce. Tennessee communities are known for their welcoming spirit—there’s no shortage of ways to get involved.

Step 7: Exploring Tennessee’s Family Lifestyle

Outdoor Adventures and Parks

Tennessee’s natural beauty is unmatched. Families love:

• Great Smoky Mountains National Park – hiking, camping, and wildlife.

• Percy Warner Park (Nashville) – biking and picnics.

• Chickamauga Lake (Chattanooga) – boating and water fun.

Family Entertainment and Culture

Explore Tennessee’s fun attractions:

• Nashville Zoo

• Dollywood Theme Park (Pigeon Forge)

• Tennessee Aquarium (Chattanooga)

• Memphis Zoo and Beale Street

Seasonal Activities and Festivals

Enjoy autumn festivals, Christmas light displays, and summer concerts across the state. Tennessee celebrates its culture year-round with family events for every age.

Bonus Tips for a Smooth Relocation

Visit Before You Move

Plan a pre-move visit to explore schools, neighborhoods, and commute times firsthand.

Keep Kids Engaged in the Transition

Let your children help choose bedrooms or decorate their new space (it eases anxiety and builds excitement).

Take Advantage of Tennessee’s No State Income Tax

Use your tax savings to build an emergency fund, plan family trips, or invest in home improvements.

FAQs About Moving to Tennessee

1. Is Tennessee a good place to raise a family?

Yes! With excellent schools, safe communities, and affordable housing, Tennessee consistently ranks among the best states for families.

2. What’s the cost of living like?

Tennessee’s cost of living is roughly 10–15% below the national average, especially in housing and utilities.

3. Which Tennessee city is best for families?

Franklin, Knoxville, and Chattanooga are top-rated for families due to their safety, education, and family-friendly amenities.

4. Are there good schools and universities?

Absolutely. The state is home to some of the South’s top public schools and universities, including Vanderbilt and the University of Tennessee.

5. How’s the weather year-round?

Mild winters, warm summers, and four distinct seasons make Tennessee’s climate ideal for year-round outdoor fun.

6. What are the best family activities in Tennessee?

From hiking in the Smokies to visiting Dollywood and attending live music events, Tennessee offers endless family adventures.

Conclusion – Making Tennessee Your New Home

Relocating to Tennessee is more than just a move, it’s a lifestyle upgrade. With its affordable living, welcoming people, and thriving communities, the state offers a perfect balance for families seeking comfort and opportunity.

By following this ultimate relocation checklist, you can ensure a smooth transition and start your Tennessee journey with confidence and excitement.

For more relocation tips and guides, visit Visit Tennessee.